April 26, 2008

• Bankruptcy Implications of a School Board's Loss of Accreditation

  My colleague, attorney Scott Riddle, posted a very interesting observation in his Georgia Bankruptcy blog about the bankruptcy implications of Clayton County, Georgia's school accreditation fiasco.  For those unaware of the situation, the Clayton County School System is about to become only the third school system within the past 20 years in the United States to lose its accreditation. (…)

March 3, 2008

• Retiree With $25,000 of Credit Card Debt Contemplates Bankruptcy

  Thank you for your informative web site.  I have 2 questions I am filing for SS as I am 63 my bill are current however I was laid off last year and my health is failing. (…)

December 4, 2007

• Do I Have to Give Back the Car I am Financing if I File a Chapter 7?

  I have a question about the blog in Nov,2006.  You said that filing bankruptcy can stop car repossion . (…)

October 8, 2007

• Do Pre-Confirmation Adequate Protection Provisions in Chapter 13 Put a Debtor's Interests in Conflict With Those of His Lawyer?

  Does a change in the Chapter 13 law that provides for "adequate protection" payments to vehicle lenders put the debtor's interests in conflict with the debtor's lawyer?   As the final language to the BAPCPA changes to the Bankruptcy Code were being negotiated by lawmakers and lobbyists, a very interesting provision was included, most likely at the insistence of lobbyists for vehicle finance companies. (…)

March 31, 2007

• Chapter 7 Debtor Did Not Reaffirm Mortgage - Is Her Home Now at Risk?

  I have a few questions and I'm not sure how to get them answered so I decided to write to you after seeing your website. I really need some advice or guidelines and would appreciate your help. (…)

September 13, 2006

• New Official Bankruptcy Forms Required as of October 1, 2006

  You may wonder who it is who creates the bankruptcy forms that we fill out.  In 1922, the United States Congress established the "Conference of Senior Court Judges" - now called the "Judicial Conference of the United States" - to make policy and establish procedures for the operation of federal courts in the United States.  The Chief Justice of the Supreme Court is the presiding officer of the Judicial Conference. (…)

April 5, 2006

• Using bankruptcy to re-negotiate secured debt balances

  Bankruptcy debtors often unaware that they frequently have an excellent opportunity to reduce balances and change payment terms on secured loan accounts. (…)