March 31, 2008

• File Your Bankruptcy by the End of the Month or Start the Process Over

  If you read this blog and other consumer bankruptcy blogs like Scott Riddle's Georgia Bankruptcy blog or the Bankruptcy Law Network blog, you know that preparing for filing a case involves a great deal of effort on your part to collect information and documents.  Are there any steps that you as the potential bankruptcy debtor can take to speed up the process and to keep costs down. (…)

January 2, 2008

• Financial Managment Course Requirement - Filing Deadline

  The bankruptcy law requires debtors to attend two educational courses.  The first requirement calls for a "debt management course" and must be completed prior to filing - your certificate of completion is your "ticket in" to the bankruptcy process. (…)

October 10, 2007

• Top Time Wasters in the Bankruptcy Process

  If you have read my blog at all, you know that I have been quite critical of many of the changes brought about by the BAPCPA changes to the bankruptcy law.  In general these changes have make the process of filing bankruptcy more complicated and more expensive.  Sometimes, I have to decline representation in cases with complications because the potential client cannot afford to pay me for the time it would take to untangle his/her mess. (…)

September 25, 2006

• Credit Counseling on the Day of Your Bankruptcy Filing May be Invalid

  Consumer Bankruptcy News recently published an article discussing the holding of a Tennessee Chapter 13 case called In re Cole in which the Bankruptcy Judge dismissed a case because the debtor filed his consumer bankruptcy case the same day as he received his credit counseling. (…)