The number of newly laid-off workers seeking unemployment benefits unexpectedly rose last week, further evidence that the job market recovers at a very slow and bumpy pace. California, Texas, Florida, Pennsylvania, and even Georgia have experienced the highest recent increases in unemployment claims.
More on Hiring Has Not Picked Up: A Look at Unemployment Claims Stats
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With the economy headed south, I am hearing from more and more people who have either lost their jobs or who have been unemployed for a while with little hope of finding employment soon. Some of these folks have outstanding student loans and they are not happy at all when the U.S. Department of Education or other student loan servicer grabs their tax refund to pay all or part of an outstanding student loan.
More on Can Long Term Unemployment Support a Claim for Hardship Discharge of a Student Loan
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Over the past few days, I have received several calls and emails from potential clients who comprise a very different profile from my traditional client base. These folks are solidly middle class to upper middle class families, often earning $100,000+ and living in $400,000 houses. Here is an example of the type of correspondence I have been getting and my response thereto:
More on Don't Assume You Can File Chapter 7 and "Start Over"
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Even bankruptcy lawyers have to eat. Yes, last week, I was in New York for the Thanksgiving break and no visit to New York would be complete without a pilgrimage to the world famous Carnegie Deli for a small snack. I finished off one of these corned beef beauties and my 13 year old son made quick work of the other. My wife and daughter were, for once, speechless.
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