October 23, 2018

Have You Had Any Success in Recovering from Bankruptcy?

I was recently interviewed by a national magazine about how my clients recover from Chapter 7 bankruptcy.  Some of the tips I discussed during the interview included:

  • asking a friend or relative to add you as an authorized user on a MasterCard or Visa
  • opening a savings and/or checking account at a credit union and establishing a pattern of regular deposits
  • requesting a small loan from that credit union and paying back each installment on time
  • opening a credit account with a gasoline retailer
  • finding a co-signer to open an unsecured credit card account

I explained to the reporter that I am hearing from my clients that large credit card companies are soliciting them for cards as quickly as 6 months post discharge – no surprise in that successfully discharged debtor are a great credit risk, having no debt and no option to file bankruptcy

The reporter, who is a very nice and informed gentleman, would like to speak to anyone who has had success in re-establishing credit after Chapter 7.  If you would be interested in talking to this reporter, please email me using the form on this blog and I’ll put you in touch with him.

About Jonathan

Jonathan Ginsberg represents honest, hardworking men and women in the Atlanta area who need personal bankruptcy protection. In practice for over 25 years, Jonathan teaches bankruptcy law and practice at legal continuing education seminars and he is a founding member of the Bankruptcy Law Network. Jonathan lives with his wife and children in Atlanta.


  1. Ronnie Rocha says:

    This is very helpful information. With the tough economical times, I think that my aunt and uncle will soon file for bankruptcy. It’s sad to see all of the stress they are currently going through. I’ve been doing some research to try and help them as much as possible, and this article really helps a lot. Thanks

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