Comments on: Check your "ChexSystems" report http://www.thebklawyer.com/thebkblog/2006/02/18/check-your-chexsystems-report/ Personal Bankruptcy tips and tricks moderated by Atlanta lawyer Jonathan Ginsberg Sat, 30 Jan 2010 16:02:17 +0000 hourly 1 By: guaranteed checking accounts http://www.thebklawyer.com/thebkblog/2006/02/18/check-your-chexsystems-report/#comment-10722 guaranteed checking accounts Fri, 30 Jan 2009 23:59:29 +0000 http://host.jonathanginsberg.com/~thebklaw/thebkblog/?p=18#comment-10722 <p>Many people are often denied access to new bank accounts after being reported to Chexsystems. Those who have this problem should contact Chexystems to find out what was reported. Every effort should be taken to clear the debt. There was a nonprofit program called Get Checking that offered access to new accounts with mainstream banks after all debts with Chexystems were taken care. Participants also had to complete a one day financial literacy course. Unfortuntately, the program seems to be on hold. I suppose they lost their funding?</p> <p>Luckily there are other options. There are two banks that will open a checking account regardless of credit or chexsytems. Also, you can open a savings account with ING direct, but you do need to have a checking account in order to open one.</p> <p>Hope this helps! =)</p> Many people are often denied access to new bank accounts after being reported to Chexsystems. Those who have this problem should contact Chexystems to find out what was reported. Every effort should be taken to clear the debt. There was a nonprofit program called Get Checking that offered access to new accounts with mainstream banks after all debts with Chexystems were taken care. Participants also had to complete a one day financial literacy course. Unfortuntately, the program seems to be on hold. I suppose they lost their funding?

Luckily there are other options. There are two banks that will open a checking account regardless of credit or chexsytems. Also, you can open a savings account with ING direct, but you do need to have a checking account in order to open one.

Hope this helps! =)

]]> By: Stopchex http://www.thebklawyer.com/thebkblog/2006/02/18/check-your-chexsystems-report/#comment-10697 Stopchex Wed, 14 Jan 2009 13:42:04 +0000 http://host.jonathanginsberg.com/~thebklaw/thebkblog/?p=18#comment-10697 <p>People end up on the chexsystems list for a bunch of reasons (including bouncing checks). If you have ever had a dispute with a bank (about past due fees, unauthorized charges, etc.), there's a chance you might have a negative item on your chexsystems consumer report. It's best to order your report to find out before finding out when you try to open an account.</p> People end up on the chexsystems list for a bunch of reasons (including bouncing checks). If you have ever had a dispute with a bank (about past due fees, unauthorized charges, etc.), there's a chance you might have a negative item on your chexsystems consumer report. It's best to order your report to find out before finding out when you try to open an account.

]]> By: Siegel http://www.thebklawyer.com/thebkblog/2006/02/18/check-your-chexsystems-report/#comment-465 Siegel Tue, 14 Mar 2006 02:00:18 +0000 http://host.jonathanginsberg.com/~thebklaw/thebkblog/?p=18#comment-465 <p>If a prior debt was eliminated in a Chapter 7 bankruptcy case, does CheckSystems have an obligation to report the debt as discharged? I believe that debtors can be denied access to banking priviledges if they have outstanding bank charges, although discharged, on their credit reports.</p> If a prior debt was eliminated in a Chapter 7 bankruptcy case, does CheckSystems have an obligation to report the debt as discharged? I believe that debtors can be denied access to banking priviledges if they have outstanding bank charges, although discharged, on their credit reports.

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